Critical Illness Insurance

  • Provides a tax free lumpsum payment to the insured at time when illness is diagnosed.

  • Includes 25 of the most common illnesses such as cancer, heart attach, stroke, MS, Alzheimer’s, Blindness, Deafness, and more.

  • Chances of a critical illness are 1 in 3. For spouses, the chances are 2 in 3.

  • Can also include a ‘return of premium ‘ option. This allows for a full refund of all premiums paid, as long as there has not been a claim.