Critical Illness Insurance

  • Provides a tax free lumpsum payment to the insured at time when illness is diagnosed.

  • Includes 25 of the most common illnesses such as cancer, heart attach, stroke, MS, Alzheimer’s, Blindness, Deafness, and more.

  • Chances of a critical illness are 1 in 3. For spouses, the chances are 2 in 3.

  • Can also include a ‘return of premium ‘ option. This allows for a full refund of all premiums paid, as long as there has not been a claim.


Peter Wolgram, CPA/CGA

Insurance Advisor

(BC and Alberta)

Vernon, British Columbia.

Certified General Accountant Chartered Professional Accountant






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Wolgram Financial Services is my trade name. I work as an independent Insurance Agent,  licensed in British Columbia and Alberta.  I am contracted to work with many Canadian insurance companies including   Manulife,  Industrial Alliance,  Sunlife,  IA Excellence,  RBC,  Desjardins,  Ivari and  Blue Cross.

My MGA  (managing general agent)  that processes my paperwork and helps me with individual cases is PPI of BC. 

This website is not deemed to be used as a solicitation in a jurisdiction outside of BC or Alberta.

The information provided on this website and in my practice were obtained from sources I believe are reliable, or are my own views, and are not guaranteed and may be incomplete.  Please do contact for updates and more information.

All information gathered is held as confidential. I conform to the Insurance Council of BC rules and code of conduct.